Now that your Share Builder account is open, invest within a pre-selected basket of companies as well as Krugerrands.
We've made it quick and easy for you to register and open an account online.
Once you've accessed your Share Builder account via Invest, maintain it easily on the FNB App or FNB Online Banking.
It is important to understand all the risks associated with trading and investing and what risk mitigating tools are available to you.
Handy contact numbers and guidelines to get in touch with us.
Start by logging in to FNB Online Banking or the FNB App.
App & Online:
Transferring your existing share portfolio to FNB
Your Shares builder Investment allows you to invest in a basket of shares which are pre-selected by FNB. If you have any of the securities in the Share Builder basket constituents with another provider, you can transfer these securities to FNB. Email your written request to transfer these ETFs to shareinvesting@fnb.co.za stating that this is a CSDP transfer. The transfer support team will contact you within 24 hrs and provide you with further assistance in this regard.
Once you've accessed your Share Builder account via Invest, maintain it easily on the FNB App or FNB Online Banking.
1. Fund your account
There are two easy options when it comes to funding your account. Start by logging in on FNB Online Banking or on the FNB App. Set it up once and we will do all the work for you!
Option 1
Fund when you can
Option 2
Fund regularly through a Scheduled Transfer
Note: By transferring funds into your account through option 1 and 2 above, you are only funding your account. Follow the steps under 'Trade on your account' should you wish to invest the available funds.
2. Trade on your account
Option 1
Trade when you can
Online
On the FNB App
3. The Share Builder basket constituents
We've made it stress-free for you. Instead of selecting which companies to invest in from a daunting list, we've included shares that have gone through a strict selection process that you can choose from to start your journey on a firm footing. You can view the approved companies by visiting the Share Builder > View Companies pages on www.fnb.co.za.
4. Access your statements
5. Account settings
Under account settings you can easily access:
Select 'Other' to access Daily indicators, My price alerts and My watchlist.
6. Downgrading or upgrading your account
Should you wish to invest in shares that are not available in your existing investment solution and would like to upgrade or you wish to move to another share investing solution, simply call 087 346 8378 or email shareinvesting@fnb.co.za.
7. Selling shares and withdrawing funds
The selling of shares can be done on your FNB Online Banking or FNB App.
Please follow the easy steps below:
When the cash balances are available in the cash portion of your trading account you can transfer it out to a linked transactional account by making use of the 'Transfer' functionality on the FNB App or FNB Online Banking.
8. Accessing your tax certificates
Tax certificates will be made available annually. You can download your tax certificates each year before you complete your tax return.
Online
Log on to FNB Online Banking > My Bank Accounts > My Accounts Menu > Statements > Tax Certificates.
On the FNB App
The first time you access your certificate on the App: log on > homescreen > Click the '+' icon to add an icon to the homescreen > Tax Certificates. After that log on > home screen > Tax certificates.
9. Transferring your share portfolio from FNB to another provider
Should you wish to transfer your existing share portfolio away from FNB please email your request to transfer out your securities (CSDP transfer) to shareinvesting@fnb.co.za. The transfer support team will contact you within 24 hrs and provide you with further assistance in this regard.
10. Closing your account
To close your account all instruments must be sold, and all cash proceeds transferred to your linked transactional account. If your holdings are currently worth less than R100, they will need to be donated as the brokerage cost would exceed the value of the share. Alternatively, you could transfer the shares over to another service provider should you want to hold the share. All outstanding fees must also be settled before the account can be closed.
If you are transferring your shares to another service provider, the transfer process must be complete prior to account closure. Should you wish to close your account or commence a transfer out please contact 087 346 8378 or email shareinvesting@fnb.co.za.
Key risk measures
It is important to understand all the risks associated with trading and investing and what risk mitigating factors are available to you.
Understanding the risks associated with investing:
Investing your money in the stock market always comes with a degree of risk. It is important that you understand all the risks prior to starting your investment journey.
Read the following article on risks to consider when investing.
Managing the risks and understanding the different types of trades:
Here are some key terms and explanations that will assist all investors and traders:
At best
At best is a buy or sell command to be executed immediately at the current market price. If there is liquidity in the market and willing buyers and sellers, the at best order will immediately be filled. At best orders are used when certainty of execution is more important than the price. If Sasol is trading at R40.00 per share, and as an investor you wish to purchase this share immediately, the at best order would be what a seller immediately wants for the share. Thus, the at best order could be R40.20 and because you execute at best, you immediately acquire the share. At best is used by long-term investors, or when investments or trades have large possible upsides. An investor would rather sacrifice small cents saved on the acquisition for the large potential profits he or she would realise on the sale once that share has increased in price.
At limit
At limit is used when the investor or trader wishes to control price rather than certainty of execution. If Sasol is trading at R40.00 and an investor or trader puts a limit to buy at R39.00, the order will only be filled when that share trades at R39.00. Thus, there is a risk that the share will never be acquired; however, for investors or traders looking to control the price for profitability at limit is used.
Buy price
The buy price represents the maximum price that a buyer is willing to pay for a share of stock or other security.
Sell price
The sell price represents the minimum price that a seller is willing to take for a share of stock or other security. A trade or transaction occurs after the buyer and seller agree on a price for the share or other security that is no higher than the buy price and no lower than the sell price.
Last traded price
The last traded price is the price at which the most recent trade occurred. When the stock market is open the last traded price provides the most up-to-date value of a share.
Volatility auction
This refers to the process by which the prices of shares are determined before the open, after the close, or during intraday volatility auctions to build or stabilise the order book.
They allow investors and traders to place market or limit orders directly on an exchange. The set price of a share on an exchange is represented as the highest amount that a bidder is willing to pay for it and the lowest amount that a seller is willing to take for it. Every day starts with an opening auction that concludes on market open at 09:00 and then ends with a closing auction from 16:50 to 17:00. However, if a share moves beyond a certain predetermined range, like Sasol for example, it will automatically go into a volatility auction.
Volatility auctions are triggered when a share price moves by more than a certain percentage from the last traded price in either direction. Different segments have different volatility bands. Large mature companies have a 5% band, while medium and small cap shares have a volatility band of 20%. During the auction period no trades are matched but orders to buy and sell can be entered or deleted from the market, which is an effort to enable price discovery. At the end of the auction the JSE determines at what price the largest volume trades at and will then match that price and the market trading will resume. Bids and offers will then be matched during the auction. As a result, share prices can change post the auction as seen with Sasol in this volatile time. While a volatility auction is not meant to prevent price collapses, it enables price discovery and the opportunity for investors and traders to breathe while prices are falling.
Queries
Contact us on 0873468378 (INVEST).
Complaints
Log your complaint via the FNB App > Information > Have your say or via FNB Online Banking > Contact Us +Tools > Contact Us
