Back
 
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Family & Life stage solutions Events & Services Bank better

Switch to FNB

Product Shop

Financial Solutions

Bank Invest Borrow Insure Connect

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking + @Till Banking Digital Payment Solutions nav»

Invest abroad

Global Solutions

Financial planning

Overview Personal goals Child's education Emergencies Tax free Estate + legacy planning Employee Benefits

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Product Shop

Lifestyles

Family Banking Youth accounts FNB EasyPlan Islamic banking Premier Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Product Shop

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Switching Services inContact Online vouchers Payments and Debit Orders DStv Payments Account Closure Guide

Switch to FNB

Product Shop

Bank better

Learn about banking FNB App guides

Close

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Corporates + Public Sector

Corporate Public Sector

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

About Us

World of FNB

News + Insights

Press Office Economics commentary Insights Business Hub

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit eWallet GEO Locator

Tools

Switching Services Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers FNB Prospective Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Integration Channel

Access to customised banking services

Designed to help your business to seamlessly and securely connect and consume the bank's services and products, using APIs or Host-to-Host.

Interact seamlessly with us

Client interaction with financial institutions is rapidly changing. As a FirstRand client, our Integration Channel offers you a way to provide a deeper, more efficient experience for your current and future businesses.

What is Host-to-Host?

A secure and reliable business-to-bank channel that provides clients access to the bank's products and services through a single interface. Its cutting-edge technology allows you the flexibility to choose your most preferred file format and protocol, thereby making your integration with FirstRand quicker and easier.

What is an API?

Application Programming Interface

APls allow a program to request and submit data over a network using a structured common language.

By using APIs, you can access our banking products and services that solve your day-to-day business needs, with minimal human intervention.

Benefits

Our unique platform allows for efficient integration into your line-of-business system.

The flexibility of our offering will ensure that we are able to meet your technical requirements while minimising the cost of implementation.

  • Stable, automated processes

  • Rationalising the technology estate

  • Minimise cyber risks

  • Scalable across jurisdictions

Explore our catalogue

We offer a range of helpful banking API and Host-to-Host services for your business, giving you more value and direct access to our various solutions.

 

DebiCheck

Overview

DebiCheck is a type of debit order mandate that is confirmed by the client with the bank, electronically and on a once-off basis (at the start of a new contract, or when information regarding debit order details changes), before the creditor can process monthly debit orders.

DebiCheck collections are also processed in the early processing window, meaning that DebiCheck collections are prioritised over EFT collections.

This service allows you to:

  • Initiate a mandate request for the debtor to accept (authenticate) so that a collection to the debtor can be processed
  • Initiate an amendment to a registered mandate
  • Request the cancellation of an active mandate and/or a mandate awaiting activation and/or a mandate amendment that is in progress
  • Receive a mandate acceptance report that will inform you of the acceptance, rejection or expiry of the mandate registration request
  • Receive a mandate status report that will inform you of the outcome of the Bank validations
  • Process the collection of funds from the debtor's to the creditor's Bank account

 

EFT Collections

Overview

EFT Collections gives you the ability to make electronic collections from your clients' accounts.

This service allows you to:

  • Request to collect funds from your customers account in terms of authority or mandate granted by the customer to you

 

EFT Payments

Overview

EFT Payments gives you the ability to make electronic payments and transfers to another account.

This service allows you to:

  • Request to make an electronic payment to a beneficiary
  • Request to make an electronic payment from one of your accounts to another of your accounts

 

3rd Party Investment Manager (3PIM)

Overview

3rd Party Investment Manager (3PIM) is an online system that allows you to independently invest and manage your clients' money into a range of investment accounts

This service allows you to:

  • Request a payment to and from 3PIM accounts
  • Receive the status of a 3PIM Payment instruction sent to the bank

 

Proof of Payments

Overview

Proof of Payments provides confirmations for all successful payments processed by the bank.

This service allows you to:

  • Request a Proof of Payment through a payment instruction
  • Regenerate a Proof of Payment

 

Transaction History

Overview

Transaction history gives you access to the client's account transaction details.

This service allows you to:

  • Retrieve a summary of your account transactions over a set period using parameters such as Account number, From date and To Date

 

Transaction Codes (Trancode) List Push Message

Overview

Transaction Code Push Message gives you the ability to receive a list of internal transaction codes that are displayed on a bank statement, so that one can identity the type of transaction being reported.

This service allows you to:

  • Receive, every 5th day of the month, a list of internal transaction code information which includes the transaction code description.

 

Global Recipient List Push Message

Overview

Global Recipients Push Message gives you the ability to receive a global list of public recipients who banking details with their related branch, account number and account type information.

This service allows you to:

  • Receive, every 5th day of the month, a list of global public recipients' information which includes the public recipient's unique identifier, recipient name and branch code.

 

Other ways to apply

For more information, visit our channel or contact your Client Service Manager/Digital Portfolio Manager.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).