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For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Corporates + Public Sector

Corporate Public Sector

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Financial planning

Overview

Overdraft


A short-term credit facility to cover unforeseen expenses or to serve as a safety net. Customers must have an active FNB Cheque Account

What the Overdraft offers me:

  • Immediate availability upon approval, and if you don't use it you don't pay for it
  • No minimum monthly repayments as long as you remain within the agreed limit and make regular deposits such as your salary into your cheque account
  • A fluctuating facility, which reduces with monthly deposits
  • A personalised interest rate based on your credit profile
  • A monthly fee, only if more than R200 of the facility is used

What this allows me to do:

  • Cover unforeseen expenses
  • Enjoy a safety net in case of an emergency

Overdraft Debt Protection

FNB also offers a Debt Protection Plan to assist you and your family to pay Overdraft (credit facility) debt in the event of your death or permanent disability. To ease the financial burden in the event of temporary disability or retrenchment, we will help pay your monthly instalments on the covered facility.

View the Overdraft Facility Terms and Conditions

My Practice


As medical practitioner you need a specialist team of bankers to assist you with your personal and commercial banking needs.

What My Practice offers

Business transactional banking

  • Cheque accounts
  • Overdraft facilities
  • Credit cards
  • Petro Cards

Access to finance for the start-up and expansion of your professional practice including:

  • Property finance
  • Medical, dental and optometry equipment finance
  • Vehicle finance

Other

  • Instant Accounting (your bookkeeping is done automatically every night)
  • Speedpoint merchant acquiring

FNB Premier Cheque


Your FNB Premier Current Account gives you access to enjoy hassle free debit order, salary and beneficiary switching and the Unlimited Pricing Option gives you unlimited electronic transactions (excluding branch, cheque and Saswitch transactions). Swiping your card in-store is free and you can also use the popular and free FNB Cash@Till service to draw cash at Checkers, Pick n Pay and Shoprite stores. An overdraft facility is also available on application (qualifying criteria apply) and you will only pay for it when you use it

Plus all these benefits and rewards

  • Get a smartphone/tablet/or laptop at a reduced rate with 24 months to pay.
  • Earn up to 15% back in eBucks when filling up with fuel or up to 15% back in eBucks when purchasing airtime with your FNB Visa Cheque Card
  • Free delivery of your FNB Visa chip + PIN Cheque Card
  • Free ADSL data per month through FNB Connect
  • Exclusive Visa offers
  • Access to FNB Connect, which provides cheaper call and data rates
  • Free inContact to help you keep track of your transactions via SMS or e-mail
  • Free Online, Cellphone and Telephone Banking subscriptions
  • Free Linked Savings Account (Savings Pocket ) linked to your Platinum Cheque Account
  • Bank Your Change to help you save when swiping your FNB Visa Cheque Card. Automatically save your 'left over' cents in your Linked Savings Account when you swipe your FNB Cheque or debit card. Rounding up and top-up options are available.

FNB Premier Credit card


With your FNB Premier Credit Card you get personalised and competitive interest rates (which can be up to 3% lower than other products), you'll receive higher limits than on any other products, benefit from free Automatic Debt Protection, up to 2 months interest free, access to a free Auto Payment Solution as well as free Lost Card Protection and PIN Replacement, plus every swipe is FREE.

Not only do you get a FREE linked Petro Card for the first 3 months with your Platinum Credit Card, but you also get access to the AA Emergency Roadside Assistance, free of charge.

You can use your linked Petro Card to pay for fuel, oil, services and toll fees. You can earn eBucks on services, repairs and maintenance, PLUS you can also earn up to 15% back on fuel when using your Credit Card or linked Petro Card.

Plus these benefits and rewards

  • eBucks Rewards on fuel, airtime and electricity
  • Free Comprehensive Global Travel Insurance
  • Free AA Emergency Roadside Assistance (with a Linked Petro Card)
  • Free Automatic Debt Protection
  • Free subscriptions to Online Banking, Telephone Banking and Cellphone Banking and the FNB Banking App
  • You'll receive free SMS notifications with inContact.
  • Enjoy faster call centre queuing
  • Have access to exclusive Visa Platinum Privileges
  • Get peace of mind with the Accidental Death Plan, only available with your FNB Credit Card
  • Draw cash when you need to

Contact us


Contact us
Operating hours
Secure Chat®
Chat directly to your team of bankers 24/7, any time, any day via Secure Chat® on the FNB App

Telephone
Your team of bankers will be available to help you from:
8 am to 6 pm Monday to Friday, and
8 am to 1 pm on Saturdays.
Closed on Sundays and public holidays.

More Rewards


Holidays will never be the same
  • Pay for your holiday using your eBucks, your FNB Credit or Current Card, or a combination of both when you book through eBucks Travel
  • Get local and international travel deals through eBucks Travel
  • Use a Global Account from FNB to save for your overseas holiday
  • Get Comprehensive Global Travel Insurance to keep you covered no matter where you go in the world, when you purchase your travel tickets on your FNB Cheque or Credit Card
  • Customers will be able to hire a car without booking a flight
  • Get up to 40% off selected flights for you and your family with eBucks Travel
  • Order foreign notes and a Multi-currency Cash Passport™ through the FNB App or Online Banking and it will be delivered to you at no charge*
Save on transport
  • Use your eBucks to fill up with fuel at participating Engen service stations
  • Get free AA Emergency Roadside Assistance with a Petro Card

*You can order foreign notes and the Multi-currency Cash Passport up to 60 days before travel and return unused funds within 30 days of your return.

Team of bankers


So contact us when you need assistance with:
  • Guidance on your rewards and benefits
  • Applying for credit facilities and limit increases
  • Opening and managing Investments with FNB
  • Applying for finance when buying a home or a car

Your team of bankers is supported by financial advisory, travel, investment and insurance specialists.

Plan + protect


Our advisory team are more than just advisors as they are able to understand your unique situation and

financial goals. By taking a holistic view of your personal portfolio and risk profile, they are able to formulate a

financial strategy, which will assist you in achieving your personal financial goals.

Their services include:

  • Investment planning - Aims to design an appropriate investment strategy that you understand
  • Cash flow management - Finding the optimal balance between your income and expenses
  • Retirement planning - Enables you to be in a position where you can retire comfortably
  • Estate planning - Ensures that your assets are there when you, or your heirs, need them
  • Risk planning - Helps you ensure that you have made adequate financial provision in the event of your death, disability or a dreaded disease

eBucks Rewards


  • Earn up to 2% back in eBucks for doing every day things like shopping and up to 15% back in eBucks when you fill up with fuel at any fuel station
  • The more eBucks you earn, the more you can spend at partners like Dischem, Makro or at the eBucks Shop.
  • Stay in contact with family and friends and earn up to 15% back in eBucks on your FNB Connect contract or prepaid airtime purchases

Visit www.ebucks.com for more information

Qualifying criteria


  1. Earn more than R5 500 per month
  2. Be between the ages of 18 and 30
  3. Be employed or training as a medical professional

Documents needed


  • South African ID book/card
  • Proof of income (e.g. recent Letter of Appointment)
  • Proof of residence

Medical professionals


Be recognised for all your hard work


If you are employed or training as a medical professional, earn more than R5 500 per month, and are between the ages of 18 and 30, you can get access to Premier for Medical Professionals.

Team of bankers is for all your needs


You don't have to walk into a branch because your team of bankers can assist wherever you are.

Premier Cards


With Premier Current Account and Credit Card, you also get all the benefits that come with being a Premier customer.

Access to credit


Invest


Start investing today

It's never too early to start investing and building that nest egg of funds to set you up for life.

Your financial needs are as unique as you are


With FNB you will be given objective money management solutions, guaranteed.

Be rewarded for banking


Earn up to 15% back in eBucks when you spend at our partners and get up to R8/l back in eBucks every quarter with Engen and WesBank.

Get rewarded with WhatsApp messaging on us. Plus, get up to 15% back in data on your FNB Connect SIM plan and bundle purchases.

Clicks double earn for seniors on Wednesdays.

Seniors 60 years and above will recieve 1GB extra data every month on their FNB Connect SIM when they meet the minimum spend of R100.

Enhance your lifestyle


Get Connected

FNB offers smart devices at reduced rates and you can pay for them over a 24 month period with zero additional fees, interest or charges payable.

Getting it made easy