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Financial planning

Overview

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The aim of an estate plan

  • Creating liquidity for the payment of anticipated liabilities that may arise when you pass away, such as executor's fees, estate duty and capital gains tax
  • Ensuring that your estate is administered efficiently
  • Minimising costs and taxes that may be payable such as executor's fees and estate duty
  • Ensuring that the future growth of assets is not limited
  • Protecting assets
  • Preparing a flexible plan which can be amended as and when your circumstances change

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Get in touch

To get in touch,

call us on 087 736 8941

email financial_advisory@fnb.co.za

or speak to a banker or a financial planner in a branch.

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Why save

Why save in retirement

  • To preserve your retirement income
  • To reduce the likelihood of dependency on your children or government social grant
  • To plan for unforeseen expenses during retirement
  • To help you grow your wealth
  • To ensure your money outlives you

Things to consider

  • What does your budget allow?
  • Can you save/invest regularly, or do you have a once-off lump sum?
  • Do you understand the different solutions available to you?
  • What guidance do you need to choose the right savings and investments solution for you?
  • What kind of return are you looking for, and what level of risk are you willing to take on your capital investment?
  • How long do you want to save and invest for?

We will advise you on the most appropriate solutions to match your savings and investment objectives and time horizon.

At FNB we have a team of qualified financial planners that can help you through the complexities of retirement savings.

Contact an FNB Financial Planner today for advice on the right solutions for you.

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Legacy Planning

Estate planning must consider your financial circumstances and requirements as well as the legacy that you want to leave for your family and beneficiaries and future generations.

Your estate plan should not be a once-off exercise and must evolve as and when your circumstances change.

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Qualifying criteria

  1. Service is available to all potential and existing FNB clients.
  2. Have all relevant information about your financial affairs available.

Retirement

Manage your money while in retirement

How you manage your investments during retirement is critical to ensure that your retirement savings meet your needs.

Why save

The importance of retirement savings

Why save in retirement

  • To preserve your retirement income
  • To reduce the likelihood of dependency on your children or government social grant

Legacy planning

Now's the time for next generation estate planning

Estate planning must consider your financial circumstances and requirements as well as the legacy that you want to leave for your family and beneficiaries and future generations.

Getting it made easy

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Qualifying criteria

Contact your financial advisor

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).