To help you choose your own shares we've put together a basket consisting of top-performing diversified shares that have gone through a strict selection process.
Share Builder
We help you build your portfolio
Choose from a pre-selected basket of shares, ETFs and global ETNs
Invest in Krugerrands
Share Investor
With us, it's uncomplicated to invest in the full range of JSE listed shares, exchange-traded funds, exchange-traded notes and Krugerrands.
Share Investor
Build your ideal portfolio
Invest in the full range of JSE listed shares, including global ETNs
Quickly take advantage of market opportunities
Local Trader
Trade online either entirely independently or with advice from our experts. Your trades are your decisions.
Local Trader
You decide, you trade
Make informed decisions with your trading tools
Keep up to date with market research
FNB Guaranteed Growth Plan
The secure way to grow your savings
This five-year investment plan delivers guaranteed returns along with tax benefits. You have greater control by knowing upfront what your investment value will be at maturity or in the event of death.
Enjoy the comfort of having a guarantee in place
The FNB Guaranteed Growth Plan suits investors who have the following
A minimum lump sum of R50 000 to invest
Can invest for a period of 5 years
Pay tax at a minimum rate of 30%
Need an additional estate planning investment vehicle
Take advantage of risk-free returns
Returns are guaranteed
Returns are guaranteed by FNB Life and will not change.
Not affected by the market
Poor market conditions will not impact your investment.
Save on taxes
You won't pay tax at maturity.
Investment options to suit your needs
Speak to your financial advisor or private banker to determine which investment option best suits your needs.
The Guaranteed Growth Plan offers two investment options:
Endowment policy
Pays out a benefit on the death of the insured life.
Learn more
Sinking fund policy
Does not pay out a benefit on the death of the insured life. The investment continues to maturity.
Learn more
Let's help you understand the FNB Guaranteed Growth Plan better
Our self-help guide will assist you to easily find out everything you need to open your account, as well as to manage and maintain investment risk on your new plan.
Just another way that we are reimagining help.
Qualifying criteria
You need to be 18 years or older
Have a valid South African ID book or card
Trusts with natural beneficiaries
Other ways to apply
Call 087 346 8378
Sinking fund policy
This option ensures the investment continues to maturity and is only paid out at maturity.
Beneficiary nomination
You can nominate one beneficiary to take ownership of the investment if you die before the investment matures.
Death benefit
No benefit is payable.
The nominated beneficiary will take ownership of the investment. The original guaranteed maturity value will be paid to the beneficiary on maturity.
If there was any withdrawal before maturity, the guaranteed maturity value will be adjusted.
Endowment policy
This option pays out a benefit on the death of the insured life and will be adjusted if paid out before maturity.
Beneficiary nomination
If you are the investor and the life insured, you can nominate up to 10 beneficiaries.
If the life insured is different from the investor, the benefit will be paid to the investor on the life insured's death.
Death benefit
The value of the death benefit will be based on the guaranteed maturity value and the original guaranteed rate of return. The guaranteed maturity value will be adjusted if there was a withdrawal before death.
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).