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Best Foreign Exchange Provider in Africa 2024

FNB has been awarded as the Best Foreign Exchange Provider in South Africa for the eighth year in a row in the annual World's Best Foreign Exchange Provider awards hosted by the Global Finance Awards.

The winners were selected from 87 countries globally using a criteria which included, but not limited to, transaction volumes, market share, scope of global coverage, customer service, competitive pricing and innovative technologies. Global Finance magazine also considered input from industry analysts, corporate executives and technology specialists.

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Currencies

CURRENCY BALANCE TIERS* US Dollar Great
British
Pound 		Australian
Dollar 		Euro Indian
Rupee 		Chinese
Renminbi 		Canadian
Dollar 		Swiss
Franc 		United Arab
Emirates Dirham
0 5,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
5,001 10,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
10,001 15,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
15,001 25,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
25,001 50,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
50,001 100,000 0.30% 0.15% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
100,001 250,000 0.35% 0.20% 1.20% 0.00% 3.75% 0.00% 0.00% 0.00% 0.00%
250,001 Greater 0.40% 0.25% 1.20% 0.00% 5.75% 0.00% 0.00% 0.00% 0.00%

* Interest rates are calculated per annum and are subject to change without prior notification.

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Qualifying Criteria

  1. A South African resident
  2. A tax payer
  3. 18 years or older
  4. The holder of a qualifying FNB Cheque Account in good standing

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Documents needed

  • If you simply want to start investing your funds abroad every month, you can make use of your R1million single discretionary allowance; without having to provide a Tax Clearance Certificate! (Remember, when managing your limit this allowance covers travel, gifts and a number of other types of transactions including investment)
  • Should the R1million not be sufficient, you can also make use of your R10million foreign investment allowance; with the relevant tax clearance certificate

Original supporting documentation to be delivered to your local FNB branch, Private Advisor, or couriered to the FNB Forex offices.

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Open & manage your currency account online

The Global Account offers you the means to save and transact in foreign currency; whether you are saving for offshore travel, require quick access to manage currency risk or are receiving and making international payments.

  • Open a Global Account via your Online Banking profile in less than three minutes and then simply fund it via Online Banking, the FNB Banking App or the RMB Private Bank App
  • No minimum balance required
  • Transfers between your cheque account and Global Account are free
  • Order USD, GBP, and/or EUR Debit Cards to spend directly from your Global Account when you travel abroad
  • Move up a rewards level by collecting points for funding and maintaining the required minimum balance in your Global Account
  • Make payments abroad and transfers between your accounts via Online Banking, in line with the South African Reserve Bank (SARB) requirements
  • Earnings from abroad can be paid directly into your Global Account when working abroad, in line with the South African Reserve Bank (SARB) requirements
  • You can also order Cash Passports for your partner and children, which can be funded from your Global Account

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Simplify your international travel experience with a Global Debit Card

  • Access foreign currency savings via the Global Debit Card when traveling internationally.
  • Use the Global Debit Card to pay for international purchases and to make foreign currency cash withdrawals at ATMs abroad.
  • Travel in comfort and style with the Global Card, with access to over 1 200 DragonPass lounges outside South Africa.
  • Global Account debit cardholders are entitled to 10 free DragonPass lounges visits, customers may bring 1 guest per visit (deductible from, and dependent on, their available free lounge visits). The Global Debit card is required to be registered on the Visa Airport Companion (VAC) App.
  • For more information, please visit: www.visaairportcompanion.ca

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How to order your Global Debit Card

  • Log in to your Online Banking profile
  • Select 'My Bank Accounts'
  • Select 'My Cards'
  • Select the 'My Cards Menu' on the left of the screen
  • Select 'Cheque Card'
  • Select applicable Global Account
  • Select 'Card Type'
  • Choose delivery method
  • Insert contact details and select 'Confirm'

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Manage your Global Account

How do I open a Global Account online?

  • Log in to your Online Banking profile
  • select 'My Accounts'
  • Scroll down to the 'Global Account' section
  • Click on the icon on the left of 'Add global account'
  • Select 'Global Account'
  • Select the required currency
  • Accept terms and conditions
  • New account opened and account details emailed to you

How do I transfer funds from my FNB Cheque Account into my Global Account?

Have your personal income tax number with you

  • Log in to your Online Banking profile
  • Select the 'Transfer' tab
  • Select the Global Transfer icon
  • Complete the details and select the following as the 'Reason for Transaction': 512-04: Deposit into a foreign currency account

Important note: If you transfer less than R1 million and you are within your single discretionary allowance, leave the following blank:

  • Tax Clearance Certificate Reference
  • SARB Authorisation Application Number
  • SARB Authorisation Reference Number

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Find out more about Visa Airport Companion

Go to the VAC site, www.visaairportcompanion.ca

  • VAC link needs to be updated
  • View the VAC terms and conditions

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View the interest rates

CURRENCY BALANCE TIERS* US Dollar Great
British
Pound 		Australian
Dollar 		Euro Indian
Rupee 		Chinese
Renminbi 		Canadian
Dollar 		Swiss
Franc 		United Arab
Emirates Dirham
CURRENCY BALANCE TIERS* US Dollar Great
British
Pound 		Australian
Dollar 		Euro Indian
Rupee 		Chinese
Renminbi 		Canadian
Dollar 		Swiss
Franc 		United Arab
Emirates Dirham
0 - 5,000 1.00% 0.55% 0.60% 0.50% 3.00% 0.00% 0.00% 0.00% 0.00%
5,001 - 10,000 1.10% 0.60% 0.65% 0.55% 3.00% 0.00% 0.00% 0.00% 0.00%
10,001 - 25,000 1.20% 0.65% 0.85% 0.60% 3.00% 0.00% 0.00% 0.00% 0.00%
25,001 - 50,000 1.25% 0.70% 0.85% 0.80% 3.00% 0.00% 0.00% 0.00% 0.00%
50,001 - 100,000 1.30% 0.75% 0.85% 0.85% 3.50% 0.00% 0.00% 0.00% 0.00%
100,001 - 250,000 1.50% 0.95% 0.95% 0.95% 3.60% 0.00% 0.00% 0.00% 0.00%
250,001 - Greater 2.40% 1.10% 1.05% 0.95% 3.75% 0.00% 0.00% 0.00% 0.00%

* Interest rates are calculated per annum and are subject to change without prior notification.

Multi-currency Cash Passport™

Save, spend and swipe internationally - seamlessly.

With the FNB Global Account, you can save for your next international trip, get quick access to manage currency risk and make and receive international payments.

This account is the ultimate travel companion giving you access to a US Dollar, Euro and British Pound global debit or virtual card making transacting offshore, in-store or online, even more secure and convenient. The global debit card offers travel benefits, including access to over 1200 international airport lounges through DragonPass, embedded travel, medical insurance, discounts on car rental and hotel bookings.

Global Finance World's Best FX Providers 2017 - 2024

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What you get

Open & manage your currency account online

The Global Account offers you the means to save and transact in foreign currency; whether you are saving for offshore travel, require quick access to manage currency risk or are receiving and making international payments.

Added value

Simplify your international travel experience with a Global Debit Card

How it works

Manage your Global Account

Invest funds abroad making use of the R1 million single discretionary allowance, or the foreign investment allowance for investments of up to R10 million.

Global Debit Card ordering process

Read More

How to open and fund a Global Account

Read More

Find out more about Visa Airport Companion

Read More

Interest rates

Earn interest on your Global Account

Applying made easy

Apply Now!

Qualifying criteria

Documents needed

Terms + conditions    Pricing Guide

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).