Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Corporates + Public Sector

Corporate Public Sector

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Draft your Will on the FNB App

Get a personalised estate calculation to see if you have enough money to cover all your estate-related costs and support the ones you love.

If you don't have a Will, what happens?

If you die without a Will, your assets are frozen while the court looks over your estate and decides who will get the assets you own, which is time-consuming and stressful for your loved ones, but easy to avoid.

Your money and possessions

Everything will be divided amongst your living relatives which could lead to family feuds or a delay in appointing an executor to administer the estate.

Your children

The court will decide who will care for your children, and the money apportioned to them will go to the Guardian's Fund until they turn 18.

When is the right time to draft a Will?

If you have children or dependants with special needs or a spouse or partner that relies on you, or own a business or a property or are nearing retirement, a Will serves as your voice after your death.

Plus, get up to 2 500 eBucks* reward level points monthly when you have your Will and FNB Life Cover with us.

*Dependent on your eBucks rewards level. eBucks is embedded and earn depends on meeting and maintaining qualifying criteria.

Benefits of an FNB Will

The right executor

Get an experienced qualified executor to efficiently manage your affairs after death, in accordance with legislation and the requirements of the Master of the High Court. FNB are expert estate administrators and are the nominated executors in the Wills that we draft.

Nominated guardian for minor children

When a parent dies, the surviving parent usually assumes full guardianship; however, what happens if both of you die or if you are a single parent? You can nominate a guardian of your choice in your Will.

Trust to protect your children

Protect the financial interests of your minor children by creating a Testamentary Trust for them in your Will.

A personalised calculation

Get an estimate of the costs that will be incurred following your death such as funeral costs, tax liabilities and other costs to administer your estate.

How to draft your Will

  1. Log in to the FNB App
  2. Select the 'nav-igate life' icon
  3. Then choose 'nav» Money'
  4. Select the 'My Will + Legacy' icon and 'Start'

Update your Will at no additional cost

Significant life changes may require revising your Will

  • Getting married, divorced, or separated
  • Starting a family or birth of a child
  • Starting a new business
  • Change in your financial situation
  • Purchasing a new property
  • Any legislation changes