Because we understand the cyclical nature of farming, our finance solutions can help your farm run smoothly and help you make the most of all your opportunities.
Your banker can conduct an analysis of your specific needs and provide a suitable solution tailored for your farming business. You will be quoted a competitive rate, given flexible repayment options and receive an answer on your loan application through a transparent process.
An overdraft offers finance for seasonal production inputs and day-to-day expenses. It
differs from a loan as it is repayable on demand. Your overdraft facility is linked to your
farm's transactional account and reviewed annually. Debit balances are normally
repaid after the harvesting season.
It provides you with working capital for day-to-day expenses and for the purchase of
production inputs. It operates as a fluctuating overdraft facility that is perfect for
farmers or farming businesses operating as sole proprietors, partnerships, close
corporations, companies, trusts or co-operatives.
BenefitsThis mortgage loan can be used to finance the purchase of farmland or capital improvements (e.g. buildings, dams and fences). The size of the loan is linked to the market valuation of the property to be mortgaged as security, your level of indebtedness and the extent to which you are able to repay the loan. The loan term can extend up to 15 years.
Vehicles, machinery and plant assets can be financed through WesBank (a division of FirstRand Bank Ltd.), a partner of FNB.
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Lending solutions
Finance solutions that can be tailored for your business.
Enjoy growth
Our finance solutions can help your farm run smoothly and help you make the most of all your opportunities.
Short-term loan
A short-term loan will help you to survive when farming is just as unpredictable as the weather.
Offers you low cost + flexible access to credit while providing you with an easy way of managing your expenses.
Offers you low cost + flexible access to credit while providing you with an easy way of managing your expenses.
Medium-term loan
Long-term loan
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