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  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

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Existing Business Account holder

For business finance of less than R400 000

  • For business finance of less than R400 000, you may not be required to submit supporting documents or collateral.

For business finance of more than R400 000

  • An unbonded residential property to offer as collateral
  • A Business Finance application form
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

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Don't have an existing FNB Business Account

  • 6 months' bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account

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Qualifying Criteria

  1. An active FNB Business Account in good standing
  2. Additional credit criteria will apply

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Documents needed

Existing FNB Business Account holder   Don't have an existing FNB Business Account

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ecoEnergy Loan

Keep it green

Invest in upgrading your premises to make them more energy efficient.

What you get

Flexible terms

Between 5 and 10 years



Amortise capital

Pay less interest over time



Loan value

R100 000, maximum value R1 000 000 (subject to affordability)



3-month capital holiday

At the start of the loan (interest must be serviced during this period)



Automatic payments

Set up debit order from your Business Account



Set interest rate

Budget and plan for the term of the loan



Applying made easy

Apply Now!
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Qualifying criteria

Documents needed

Apply on the FNB Banking App

Legal

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).