Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.
Choose more value for your business and earn eBucks while you spend online.
Get instant insurance for items purchased with your virtual card at no cost to you
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What the Business Overdraft offers
What you can do
Costs
Legal
eBucks Rewards for Business gives qualifying FNB Business cardholders the ability to earn and spend eBucks as a reward for banking with FNB. The eBucks Rewards for Business programme has been improved and provides more ways for businesses to earn and spend eBucks.
Qualifying FNB Business Visa Cheque cardholders have access to the award winning SLOW Domestic Lounges and SLOW International, a place where the stresses of travelling can be momentarily forgotten.
A Business Savings Pocket links to your Business Account, allowing you to ring-fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.
The linked Business Savings Pocket allows you immediate access to your funds, by transferring between your Business Savings Pocket into your Business Account.
The Business Savings Pocket links to your Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.
The Business Savings Pocket allows you immediate access to your funds, by transferring between your Business Savings Pocket and your Business Account.
| Balance | Rate |
|---|---|
| R1 - R999 | 0.45% |
| R1,000 - R9,999 | 0.45% |
| R10,000 - R19,999 | 0.6% |
| R20,000 - R49,999 | 0.8% |
| R50,000 - R99,999 | 0.8% |
| R100,000 - R249,999 | 0.8% |
| R250,000 - R499,999 | 0.8% |
| R500,000 - R999,999 | 1% |
| R1,000,000 - R1,999,999 | 1.1% |
| R2,000,000 - R2,999,999 | 1.2% |
| R3,000,000 - R3,999,999 | 1.3% |
| R4000,000 - R4,999,999 | 1.4% |
| R5,000,000 + | 1.5% |
Agricultural Business Account
For businesses with farming or other agricultural related operations
You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.
Purchase goods and services locally and internationally
Empower your staff by issuing them with a limited-function cheque card with restricted functionality to protect your business information and funds in the account
Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-of-sale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts
You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.
Purchase goods and services locally and internationally
Empower your staff by issuing them with a limited-function cheque card with restricted functionality to protect your business information and funds in the account
Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-of-sale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts
You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.
Business Overdraft
The Business Overdraft facility is linked to your Business Account and provides the ability to make payments even when there are no cash funds available in your account.
Register with CIPC
FNB will help facilitate your CIPC company registration and provide you with a business account and the tools needed to grow your business.
Business Savings Pocket
The Business Savings Pocket links to your Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes.
Instant Accounting enables you to do your business's financial reports for FREE.
Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.
We will help you switch your recipients and debit orders.
Get linked Petrol Cards with FREE Roadside Assistance for roadside emergencies.
FNB has specialised products and services which are tailor-made to suit the banking needs of specific industries.
Create a secure password with Online Secure for FREE to ensure that online transactions on third-party websites are secure.
Instant Accounting enables you to do your business's financial reports for FREE.
Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.
We will help you switch your recipients and debit orders.
Get linked Petrol Cards with FREE Roadside Assistance for roadside emergencies.
FNB has specialised products and services which are tailor-made to suit the banking needs of specific industries.
Create a secure password with Online Secure for FREE to ensure that online transactions on third-party websites are secure.
Instant Accounting enables you to do your business's financial reports for FREE.
The new virtual card on the FNB App is the faster, safer and more secure way to pay for online purchases wherever you are in the world.
