Take investing into your own hands with your FNB Tax-Free Unit Trust Account, which allows you to save towards your long-term investment goals through a range of unit trust fund solutions, tax-free.
We've made it quick and easy for you to register and open an account online.
Once you've accessed your Tax-Free Unit Trust Account via Invest, maintain it easily on the FNB App.
It is important to understand all the risks associated with trading and investing and what risk mitigating tools are available to you.
Handy contact numbers and guidelines to get in touch with us.
Here are a few important contact numbers and methods to get in touch with us.
Contact us on 0873468378 (INVEST)
Log your complaint via the FNB App > Information > Have your say or via FNB Online Banking > Contact Us +Tools > Contact Us
It is important to understand all the risks associated with investing and what risk mitigating factors are available to you.
Investing your money always comes with a degree of risk. It is important that you understand all the risks prior to starting your investment journey. Read the following article on risks to consider when investing.
We've made it quick and easy for you to open an account.
I know what fund I would like to invest in:
Start by logging in on the FNB App:
Click on 'Apply now'
I need assistance in picking the right investment and fund:
You can contact your FNB Banker who will guide you through the process or contact a FNB Advisor who based on your individual financial goals will help you plan for your financial future. Contact our team of specialists on 087 346 8378 or email financial_advisory@fnb.co.za
Transferring your existing tax-free unit trust account to FNB
To kickstart your tax-free transfer simply send an email to FNBWItransfersupport.co.za requesting a transfer. Please attach your current tax-free statement (from your existing provider) and a copy of your identity document. Our dedicated transfer support team will contact you within 24 hours and provide you with further assistance.
Once you've accessed your Tax-Free Unit Trust Account via Invest, maintain it easily on the FNB App:
Things you can do:
Tax-free contribution limits apply across all financial institutions. Tax year contribution limit of R36 000 (R3 000 per month), and lifetime contribution limit of R500 000. If you contribute in excess of the annual tax-free savings limit you will be responsible for the income tax payable (SARS will charge you a 40% tax on all contributions that exceed these amounts). Should you disinvest some of your funds, your accumulated annual contribution value will not decrease along with it. This means that should you reinvest the disinvested amount; your accumulated annual contribution value will increase.
If your banker opened your FNB Tax-Free Unit Trust through the FNB Robo Advice Tool process you can track and view your goal on the FNB App by visiting nav-igate life > Money > Savings Goals.
Tax certificates will be made available annually. You can download your tax certificates each year before you complete your tax return. Log on to FNB Online Banking > My Bank Accounts > My Accounts Menu > Statements > Tax Certificates.
If you submit a 100% disinvestment and opt to cancel an active recurring debit order, an auto closing of your investment will apply. Where no active recurring debit order exists, an auto closing of the investment will apply upon submission of a 100% disinvestment. Once closed, you will still have access to statements and documents for a period of 18 months.
Email your transfer request together with a copy of the other provider's completed and signed application form to FNBWItransfersupport.co.za. Our transfer support team will contact you within 24 hours and provide you with further assistance in this regard.
