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  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

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Existing Business Account holder

For business finance of less than R400 000

  • You may not be required to submit supporting documents or collateral.

For business finance of more than R400 000

  • A Business Finance application form
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

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Don't have an existing FNB Business Account

  • 6 months' bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account

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Qualifying Criteria

  1. An active FNB Business Account in good standing
  2. Additional credit criteria will apply

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Documents needed

Existing FNB Business Account holder   Don't have an existing FNB Business Account

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Business Loan

Grow and expand your business

Suited to FNB Business Account holders looking to raise capital to inject into a business for growth or expansion purposes.

What you get

Flexible terms

From 3 months to 5 years with a minimum loan amount of R2 000



Optional loan security

You may not be required to provide security for loans of up to R400 000



Automatic payments

Pay using a debit order from your business account



Amortise capital

Pay less interest over time



Set interest rate

Budget and plan for the term of the loan



Applying made easy

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Qualifying criteria

Documents needed

Apply on the FNB Banking App

Legal

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).